403(b) Retirement Savings Plan

WSU offers this 403(b) Retirement Savings Plan as part of an excellent benefits package because our university success depends on the talent of our faculty and staff. You can save before-tax (i.e., the amount you contribute is deducted from your pay before income taxes are taken out) and reduce your taxable income. WSU also provides university matching contributions on a 2-for-1 basis (for example: if you contribute 2% of your gross salary, the university contributes 4%), up to 10% of gross salary. The company average match in the private sector is 3-4% of gross salary. The WSU plan offers 2 premium investment carriers TIAA and Fidelity Investments. You may elect one or both investment carriers.

Double Your Retirement Savings: The employee contribution limit for the 403(b) plan is separate from the 457(b) plan. In 2024 you can defer $23,000 in pre-tax dollars (or $30,500 if age 50 or older) to your 403(b) in addition to the limit under the 457(b) Plan. Click here for 457(b) plan details. 

Log In to Enroll or Make Changes 

or follow these steps:

  1. Log into Academica
  2. Click 'Employee Resources'
  3. Click 'Employee Self Service'
  4. Click 'Retirement Savings Plan Enrollments and Changes'

Please download this quick guide to get started